Commercial Property · up to $5M TIV

Property insurance without the wait.

Protect what you've built. One policy, up to $5M in coverage, without the runaround. Start your quote now.

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Up to $5M TIV

Cyber & BI on one form

Quotes 7 days a week

Why owners choose us

Strong where it counts.

Strength

Real limits for real buildings — up to $5M TIV on paper built to respond, not to argue.

Security

Cyber, business interruption, and property aligned on one form — fewer seams for a claim to slip through.

Trust

Underwriters who read the whole risk, plain terms, and a bindable quote you can act on — 7 days a week.

One form

It closes the gaps before a claim finds them.

Most small commercial property policies leave you stitching endorsements together and hoping the seams hold. We align the coverages a building owner actually needs into a single form.

Building & business personal property up to $5M TIV
Cyber and business interruption built in
Wind deductible buy-down available

Modern brick and glass mixed-use commercial building on a city corner

Start now

A bindable quote in about five minutes.

Give us the building. We align the form and come back with a real number you can move on — any day of the week.

Start your quoteQUICK

Building and business personal property up to $5M in total insured value. Start your quote with DivRisk.

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No obligation. Coverage is governed solely by the issued policy.

On the form

The coverages that belong together.

Built for owners and tenants under the $5M TIV line — not scaled-down big-account paper.

Building & BPP

Your structure and contents, up to $5M total insured value per risk.

Core

Business interruption

Lost income and continuing expenses after a covered loss.

Built in

Cyber

First-party cyber on the same form — no separate policy to chase.

Built in

Wind buy-down

Bring a high wind/hail deductible down to something absorbable.

Available

Extensions

Built-in extensions for real-world building exposures.

Verify vs form

Limits that fit

Structured for the sub-$5M owner, not a big account cut down.

By risk

Coverage highlights only · limits + terms governed solely by the issued policy

People, not a rating box

Priced by underwriters who read the risk.

Behind the five-minute quote is a real team that understands buildings — construction, occupancy, exposure — and prices accordingly. When a claim comes, that same understanding is what makes the coverage hold.

Real people on the file, 7 days a week
Plain terms, no surprise at renewal

Two insurance professionals reviewing building plans and a laptop